Home Equity Calculator

See your total equity and how much of it you could realistically access through a HELOC at a lender's CLTV ceiling.

$
$
Total equity
Tappable via HELOC
Mortgage balance Tappable equity Locked (above CLTV)

Curious whether a HELOC beats a cash-out refi? Compare your options →

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Estimates only — for general information, not individualized financial advice. Actual rates, payments, and terms depend on your lender and circumstances.